Development of a turnkey Neo bank
Ready modules and customization. Secure code. Full support.
What are neobanks and how do they differ from classic banks?
Neobanks, also known as digital banks, are financial institutions that operate entirely online or through mobile apps, without any physical branches. They offer many of the same services as traditional banks, such as checking and savings accounts, debit cards, loans, and other financial products, but with an emphasis on a more convenient and streamlined user experience.
The main differences between neobanks and traditional banks are in their business models, customer experience, and technological innovations. Neobanks typically operate with less overhead than traditional banks because they lack physical branches and legacy systems. This allows them to offer their customers more competitive rates and better interest rates. They also offer a more personalized and intuitive digital experience with features such as mobile check deposit and real-time notifications.
Another key difference is how they use technology to enhance their services. Neobanks often rely on advanced data analytics and machine learning algorithms to personalise their offerings and improve risk management. They are also more responsive to customer needs and able to quickly develop and launch new products and features.
Neo Bank Development. Why now is the time to order the development of your neobank?
Neobanks are now used all over the world, although they are most common in developed countries such as the U.S., U.K., Europe and Australia. These markets have seen significant growth in recent years, driven by factors such as changing consumer preferences, advances in technology and increased regulatory support for digital banking.
In terms of regional growth, Asia Pacific is expected to be the fastest growing market for non-banks, driven by factors such as a large unbanked population, rapid digital adoption and favourable government policies. North America and Europe are also expected to see significant growth, driven by growing demand for digital banking services and the development of fintech startups.
According to a report by ResearchAndMarkets, the global unbanked market was valued at $34.76 billion in 2020 and is projected to reach $333.4 billion by 2028, growing 30.1% between 2021 and 2028. This growth is driven by several factors, including the growing adoption of smartphones and other mobile devices, the growing demand for digital financial services, and the growing trend toward financial inclusion.
Overall, the unbanked market is expected to continue to grow rapidly in the coming years as more consumers turn to digital banking solutions and traditional banks continue to come under pressure to modernise their offerings. Our company has developed more than one solution that is already enabling Banks and private companies to make millions of dollars a year.
Blockchain-based neobank software modules that we integrate:
Distributed ledger technology (DLT):
Smart contracts
Cryptocurrencies and accounts
Integration of KYC (Customer Knowledge Checker) module
AML (Anti-Money Laundering Compliance) Module Integration
Decentralized Identification Module (DID)
Payment Gateway Module
Biometric Authentication
Digital Signature Module
Credit scoring and underwriting
Personal Financial Management
Robo-advisor module
Social Media Integration
Features and functions of neobanks software
Remote account opening
Mobile Banking
Savings accounts
Debit Cards
Personal Loan System
Budgeting and Financial Management Tools
Online Customer Support
Integration with third-party applications
Technical features in Neobank development
Thanks to our many years of experience in developing financial products for top banks and neobanks, we carefully approach each stage of planning and implementation of modules to ensure that the client receives a quality product. Our features in development are:
Cloud infrastructure design and implementation
Mobile application development
API integration and development
AI-powered data analytics
Designing and implementing security protocols
Compliance tools
Open banking capabilities
Continuous development
Chatbot and Artificial Intelligence Integration and Development
Blockchain technology integration
How we develop non-banking and software for Banks
When developing products, modules or neobank, we include several key steps:
Defining the use case
Defining the blockchain platform
Design the architecture
Software development
Testing and Deployment
Market and iteration
Full support of your business
We carry out a full development cycle of a utility token with subsequent marketing and legal support.
Support and improvements
- Improvement of the required functionality, UX / UI development
- Support 24/7, according to SLA
- Maintenance of servers and equipment
- Information security assurance
- Cold storage of tokens and cryptocurrencies
Legal assistance
- Assistance in obtaining licenses
- Assistance in opening accounts
- Setting up bank cards and payment systems
- Assistance in choosing a jurisdiction for the business
- Organizing customer support service
Marketing and liquidity
- Providing liquidity from top exchanges
- Development and implementation of a user acquisition strategy
- Drawing up a business plan to attract investment
- Crypto business consulting
Our cases
A project with a ROI of 125% after just one year.
Synthesis of solutions led the client to a monthly income of $30,000
NFT marketplace in one month
Unique architecture for maximum payment service security
These innovations will make life easier for any business
We have created an investment platform for businesses
Created a platform run by you!
For the true connoisseurs of decentralisation only.
Cryptocurrency wallet with P2P platform
Why Choose Us?
Contacts
Address: Carretera General II, 90, 2-2, AD100, Soldeu, Andorra
E-mail: [email protected]
Phone: +376 699 177